Touchstone
Last syncNov 1, 2026, 6:55 PM ET

WAFD

Wafd Inc Financials National Commercial Banks Russell 3000
$29.35Close $2.3BMarket cap $28.12 – $39.0352-week range Mid-januaryNext report · estimated

Highlights

Cautions

  • Not in an uptrend 2 of 8 trend conditions
  • Lagging the market RS 23 · weaker than 77% of stocks over 12 months
  • Distribution down-day volume 2.2× up-day volume over 50 sessions

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Sep 30, 2025 · filed Aug 4, 2026
Off 12-month high 25%
1wk down 0.4% price change
1mo down 1.9% price change
12-month return up 4% market up 11% · its own down 7%
F-score — — Not assessed
Altman Z — Unknown
P/E 10.2× price / earnings
PEG 2.20 P/E / EPS growth
P/B 0.8× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 8% year on year
EPS growth up 15% latest quarter · -10 pts
Sales growth up 7% latest quarter · -1 pts
ROE up 7% return on equity
Free cash margin —
D/E — long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.3% $0.67 a day · 2×ATR $28.02
RS 23 / 99 vs the universe
Trend 2 / 8 trend template
Relative volume 0.6× vs 50-day average
Up/down volume 0.46 50 sessions
Implied move — no scheduled report
Trend template · 2 of 8
  • 150-day average above the 200-day: passes
  • Within 25% of the 52-week high: passes

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 16, 2026
Results reaction Oct 16, 2026-3% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $29.6M +8% on FY2024
$0 $50M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $23.7M FY2021 · $24.7M FY2022 · $25.9M FY2023 · $26.1M FY2024 · $27.5M FY2025 · $29.6M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $226.1M +13% on FY2024
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $173.4M FY2021 · $183.6M FY2022 · $236.3M FY2023 · $257.4M FY2024 · $200.0M FY2025 · $226.1M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 762%
0% 1000% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 732% FY2021 · Net 744% FY2022 · Net 911% FY2023 · Net 988% FY2024 · Net 727% FY2025 · Net 762%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $5B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $1.7B FY2021 · Cash $2.1B FY2022 · Cash $684.0M · Long-term debt $2.1B FY2023 · Cash $980.6M · Long-term debt $3.6B FY2024 · Cash $2.4B FY2025 · Cash $657.3M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 78.19m +3.3% since FY2020
81.22m 64.74m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 75.69m FY2021 · 65.15m FY2022 · 65.33m FY2023 · 64.74m FY2024 · 81.22m FY2025 · 78.19m
  FY2020Sep 30, 2020 FY2021Sep 30, 2021 FY2022Sep 30, 2022 FY2023Sep 30, 2023 FY2024Sep 30, 2024 FY2025Sep 30, 2025
Revenue $23.7M $24.7M $25.9M $26.1M $27.5M $29.6M
Net income $173.4M $183.6M $236.3M $257.4M $200.0M $226.1M
Net margin 732% 744% 911% 988% 727% 762%
Earnings per share $2.26 $2.53 $3.61 $3.94 $2.69 $2.82
Cash $1.7B $2.1B $684.0M $980.6M $2.4B $657.3M
Long-term debt — — $2.1B $3.6B — —
Shareholders' equity $2.0B $2.1B $2.3B $2.4B $3.0B $3.0B
Shares outstanding 75.69m 65.15m 65.33m 64.74m 81.22m 78.19m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 4, 2026 Quarterly ↗ Jun 30, 2026 35d
May 5, 2026 Quarterly ↗ Mar 31, 2026 35d
Feb 4, 2026 Quarterly ↗ Dec 31, 2025 35d
Nov 18, 2025 Annual ↗ Sep 30, 2025 49d
Aug 5, 2025 Quarterly ↗ Jun 30, 2025 36d
May 2, 2025 Quarterly ↗ Mar 31, 2025 32d
Feb 4, 2025 Quarterly ↗ Dec 31, 2024 35d
Nov 20, 2024 Annual ↗ Sep 30, 2024 51d
Aug 2, 2024 Quarterly ↗ Jun 30, 2024 33d
May 3, 2024 Quarterly ↗ Mar 31, 2024 33d
Jan 31, 2024 Quarterly ↗ Dec 31, 2023 31d
Nov 17, 2023 Annual ↗ Sep 30, 2023 48d

Current reports

FiledDisclosed
Oct 16, 2026 Results ↗
Oct 5, 2026 Regulation FD ↗
Sep 8, 2026 Material agreement · Unregistered share sale · Director or officer change · Regulation FD ↗
Aug 11, 2026 Other events ↗
Jul 28, 2026 Regulation FD ↗
Jul 17, 2026 Results ↗
Jul 6, 2026 Regulation FD ↗
May 12, 2026 Other events ↗
May 5, 2026 Regulation FD ↗
Apr 17, 2026 Results ↗
Apr 2, 2026 Regulation FD ↗
Mar 2, 2026 Director or officer change · Regulation FD ↗