WRLD
World Acceptance Corp Financials Personal Credit Institutions Russell 3000
$164.47Close
$765.9MMarket cap
$115.57 – $223.8352-week range
Jan 22, 2027Next report · estimated
Highlights
Strengths
- Earnings growing EPS +345% year on year, faster than the quarter before (+356 pts)
Cautions
- Not in an uptrend 4 of 8 trend conditions
- Far from its high 27% below its 52-week high
Price
Filing Results Screen pick 52-week high and low Adjusted prices
Key figures
Off 12-month high
27%
1wk
down 1.5%
price change
1mo
down 3.7%
price change
12-month return
up 30%
market up 11% ·
its own up 14%
F-score
—
— Not assessed
Altman Z
—
Unknown
P/E
22.1×
price / earnings
PEG
—
P/E / EPS growth
P/B
2.2×
price / book
Earnings yield
—
EBIT / enterprise value
Cheaper than
—
of the market · not assessed
Revenue growth
up 4%
year on year
EPS growth
up 345%
latest quarter · +356 pts
Sales growth
up 5%
latest quarter · -3 pts
ROE
up 9%
return on equity
Free cash margin
—
D/E
1.67
long-term debt / equity
Net debt / EBITDA
—
Interest cover
—EBIT / interest
Piotroski tests
Repair signals
- Revenue reaccelerating (-2% then +4%)
Trade setup
ATR%
3.9%
$6.34 a day · 2×ATR $151.78
RS
60 / 99
vs the universe
Trend
4 / 8
trend template
Relative volume
1.3×
vs 50-day average
Up/down volume
1.06
50 sessions
Implied move
—
no scheduled report
Trend template · 4 of 8
- Price above the 150 and 200-day averages: fails
- 150-day average above the 200-day: passes
- 200-day average rising for a month: passes
- 50-day average above the 150 and 200-day: passes
- Price above the 50-day average: fails
- At least 30% above the 52-week low: passes
- Within 25% of the 52-week high: fails
- RS rank 70 or higher: fails
Screen verdict
Did not qualify for any screen.
Warning signs
- No restatement or impairment
- Equity positive
- No material dilution
- Margins and revenue not shrinking
Last reported
Oct 23, 2026
Results reaction
Oct 23, 2026-2% vs market2 sessions after results
Financials
- Net 6%
- Cash
- Long-term debt
| FY2021Mar 31, 2021 | FY2022Mar 31, 2022 | FY2023Mar 31, 2023 | FY2024Mar 31, 2024 | FY2025Mar 31, 2025 | FY2026Mar 31, 2026 | |
|---|---|---|---|---|---|---|
| Revenue | $528.0M | $585.2M | $616.5M | $572.8M | $564.2M | $585.2M |
| Net income | $88.3M | $53.9M | $21.2M | $77.0M | $89.2M | $34.6M |
| Net margin | 17% | 9% | 3% | 13% | 16% | 6% |
| Earnings per share | $13.23 | $8.47 | $3.60 | $13.14 | $16.21 | $6.88 |
| Cash | $15.7M | $19.2M | $16.5M | $5.2M | $4.7M | $6.1M |
| Long-term debt | $405.0M | $697.0M | $598.8M | $498.4M | $447.9M | $587.2M |
| Shareholders' equity | $404.9M | $373.0M | $383.5M | $422.4M | $437.0M | $351.0M |
| Shares outstanding | 6.81m | 6.35m | 6.23m | 5.94m | 5.37m | 4.66m |
Filings
| Filed | Report | Period to | Lag |
|---|---|---|---|
| Aug 6, 2026 | Quarterly ↗ | Jun 30, 2026 | 37d |
| Jun 4, 2026 | Annual ↗ | Mar 31, 2026 | 65d |
| Feb 9, 2026 | Quarterly ↗ | Dec 31, 2025 | 40d |
| Nov 6, 2025 | Quarterly ↗ | Sep 30, 2025 | 37d |
| Aug 6, 2025 | Quarterly ↗ | Jun 30, 2025 | 37d |
| May 22, 2025 | Annual ↗ | Mar 31, 2025 | 52d |
| Feb 6, 2025 | Quarterly ↗ | Dec 31, 2024 | 37d |
| Nov 7, 2024 | Quarterly ↗ | Sep 30, 2024 | 38d |
| Aug 8, 2024 | Quarterly ↗ | Jun 30, 2024 | 39d |
| May 23, 2024 | Annual ↗ | Mar 31, 2024 | 53d |
| Feb 7, 2024 | Quarterly ↗ | Dec 31, 2023 | 38d |
| Nov 3, 2023 | Quarterly ↗ | Sep 30, 2023 | 34d |
Current reports
| Filed | Disclosed |
|---|---|
| Oct 23, 2026 | Results · Regulation FD ↗ |
| Sep 21, 2026 | Director or officer change ↗ |
| Aug 19, 2026 | Shareholder vote ↗ |
| Aug 13, 2026 | Other events ↗ |
| Jul 24, 2026 | Results · Regulation FD ↗ |
| Jul 1, 2026 | Material agreement · New obligation ↗ |
| Jun 4, 2026 | Director or officer change ↗ |
| May 26, 2026 | Material agreement ↗ |
| Apr 30, 2026 | Results · Regulation FD ↗ |
| Apr 15, 2026 | Director or officer change · Other events ↗ |
| Feb 17, 2026 | Director or officer change · Regulation FD ↗ |
| Feb 11, 2026 | Other events ↗ |