WTFC

Wintrust Financial Corp Financials State Commercial Banks Russell 3000
$152.38Close $10.2BMarket cap $122.14 – $166.3352-week range Jan 18, 2027Next report · estimated

Highlights

Cautions

  • Not in an uptrend 5 of 8 trend conditions

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 5, 2026
Off 12-month high 8%
1wk up 1.1% price change
1mo up 7.4% price change
12-month return up 21% market up 11% · its own up 10%
F-score — — Not assessed
Altman Z — Unknown
P/E 12.4× price / earnings
PEG 0.95 P/E / EPS growth
P/B 1.4× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 6% year on year
EPS growth up 19% latest quarter · -1 pts
Sales growth up 10% latest quarter · -1 pts
ROE up 12% return on equity
Free cash margin —
D/E 0.00 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest
Piotroski tests

Repair signals

  • Long-term debt down 100% ($0.1B → $0.0B)

Trade setup

ATR% 2.0% $3.06 a day · 2×ATR $146.26
RS 50 / 99 vs the universe
Trend 5 / 8 50-day under the 150/200-day, under 30% off the low, RS under 70
Relative volume 0.9× vs 50-day average
Up/down volume 0.88 50 sessions
Implied move — no scheduled report
Trend template · 5 of 8
  • Price above the 150 and 200-day averages: passes
  • 150-day average above the 200-day: passes
  • 200-day average rising for a month: passes
  • 50-day average above the 150 and 200-day: fails
  • Price above the 50-day average: passes
  • At least 30% above the 52-week low: fails
  • Within 25% of the 52-week high: passes
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 19, 2026
Results reaction Oct 19, 2026+1% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $265.6M +6% on FY2024
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $170.1M FY2021 · $207.2M FY2022 · $217.7M FY2023 · $220.4M FY2024 · $250.7M FY2025 · $265.6M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $824.0M +19% on FY2024
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $293.0M FY2021 · $466.0M FY2022 · $510.0M FY2023 · $623.0M FY2024 · $695.0M FY2025 · $824.0M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 310%
0% 500% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 172% FY2021 · Net 225% FY2022 · Net 234% FY2023 · Net 283% FY2024 · Net 277% FY2025 · Net 310%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $322.5M · Long-term debt $101.7M FY2021 · Cash $411.2M · Long-term debt $80.3M FY2022 · Cash $491.0M · Long-term debt $199.8M FY2023 · Cash $423.5M · Long-term debt $171.3M FY2024 · Cash $458.5M · Long-term debt $142.8M FY2025 · Cash $467.9M · Long-term debt $0
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 66.97m +18.0% since FY2020
66.97m 56.77m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 56.77m FY2021 · 57.05m FY2022 · 60.79m FY2023 · 61.24m FY2024 · 66.50m FY2025 · 66.97m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $170.1M $207.2M $217.7M $220.4M $250.7M $265.6M
Net income $293.0M $466.0M $510.0M $623.0M $695.0M $824.0M
Net margin 172% 225% 234% 283% 277% 310%
Earnings per share $5.05 $8.06 $8.49 $10.03 $10.74 $12.14
Cash $322.5M $411.2M $491.0M $423.5M $458.5M $467.9M
Long-term debt $101.7M $80.3M $199.8M $171.3M $142.8M $0
Shareholders' equity $4.1B $4.5B $4.8B $5.4B $6.3B $7.3B
Shares outstanding 56.77m 57.05m 60.79m 61.24m 66.50m 66.97m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 5, 2026 Quarterly ↗ Jun 30, 2026 36d
May 6, 2026 Quarterly ↗ Mar 31, 2026 36d
Feb 26, 2026 Annual ↗ Dec 31, 2025 57d
Nov 6, 2025 Quarterly ↗ Sep 30, 2025 37d
Aug 6, 2025 Quarterly ↗ Jun 30, 2025 37d
May 5, 2025 Quarterly ↗ Mar 31, 2025 35d
Feb 28, 2025 Annual ↗ Dec 31, 2024 59d
Nov 8, 2024 Quarterly ↗ Sep 30, 2024 39d
Aug 8, 2024 Quarterly ↗ Jun 30, 2024 39d
May 9, 2024 Quarterly ↗ Mar 31, 2024 39d
Feb 28, 2024 Annual ↗ Dec 31, 2023 59d
Nov 8, 2023 Quarterly ↗ Sep 30, 2023 39d

Current reports