Touchstone
Last syncNov 1, 2026, 6:55 PM ET

ZION

Zions Bancorporation, National Association /ut/ Financials National Commercial Banks Russell 3000
$65.37Close $9.7BMarket cap $47.88 – $72.8252-week range Jan 18, 2027Next report · estimated

Highlights

Strengths

  • Earnings growing EPS +87% year on year, faster than the quarter before (+49 pts)

Cautions

  • Trend not confirmed 7 of 8 conditions · RS under 70

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 6, 2026
Off 12-month high 10%
1wk down 1.3% price change
1mo up 4.3% price change
12-month return up 30% market up 11% · its own up 20%
F-score — — Not assessed
Altman Z — Unknown
P/E 10.7× price / earnings
PEG 0.73 P/E / EPS growth
P/B 1.3× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 3% year on year
EPS growth up 87% latest quarter · +49 pts
Sales growth up 8% latest quarter · +8 pts
ROE up 14% return on equity
Free cash margin —
D/E 0.21 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.1% $1.36 a day · 2×ATR $62.66
RS 56 / 99 vs the universe
Trend 7 / 8 RS under 70
Relative volume 0.8× vs 50-day average
Up/down volume 0.75 50 sessions
Implied move — no scheduled report
Trend template · 7 of 8
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 19, 2026
Results reaction Oct 19, 2026+1% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $529.0M +3% on FY2024
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $402.0M FY2021 · $449.0M FY2022 · $495.0M FY2023 · $503.0M FY2024 · $513.0M FY2025 · $529.0M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $899.0M +15% on FY2024
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $539.0M FY2021 · $1.1B FY2022 · $907.0M FY2023 · $680.0M FY2024 · $784.0M FY2025 · $899.0M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 170%
0% 500% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 134% FY2021 · Net 251% FY2022 · Net 183% FY2023 · Net 135% FY2024 · Net 153% FY2025 · Net 170%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $543.0M · Long-term debt $1.3B FY2021 · Cash $595.0M · Long-term debt $1.0B FY2022 · Cash $657.0M · Long-term debt $651.0M FY2023 · Cash $716.0M · Long-term debt $542.0M FY2024 · Cash $651.0M · Long-term debt $950.0M FY2025 · Cash $683.0M · Long-term debt $1.5B
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 147.65m -10.0% since FY2020
164.09m 147.65m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 164.09m FY2021 · 151.62m FY2022 · 148.66m FY2023 · 148.15m FY2024 · 147.87m FY2025 · 147.65m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $402.0M $449.0M $495.0M $503.0M $513.0M $529.0M
Net income $539.0M $1.1B $907.0M $680.0M $784.0M $899.0M
Net margin 134% 251% 183% 135% 153% 170%
Earnings per share $3.25 $7.05 $6.04 $4.60 $5.33 $6.11
Cash $543.0M $595.0M $657.0M $716.0M $651.0M $683.0M
Long-term debt $1.3B $1.0B $651.0M $542.0M $950.0M $1.5B
Shareholders' equity $7.9B $7.5B $4.9B $5.7B $6.1B $7.2B
Shares outstanding 164.09m 151.62m 148.66m 148.15m 147.87m 147.65m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 6, 2026 Quarterly ↗ Jun 30, 2026 37d
May 7, 2026 Quarterly ↗ Mar 31, 2026 37d
Feb 24, 2026 Annual ↗ Dec 31, 2025 55d
Nov 6, 2025 Quarterly ↗ Sep 30, 2025 37d
Aug 7, 2025 Quarterly ↗ Jun 30, 2025 38d
May 8, 2025 Quarterly ↗ Mar 31, 2025 38d
Feb 25, 2025 Annual ↗ Dec 31, 2024 56d
Nov 7, 2024 Quarterly ↗ Sep 30, 2024 38d
Aug 7, 2024 Quarterly ↗ Jun 30, 2024 38d
May 8, 2024 Quarterly ↗ Mar 31, 2024 38d
Feb 23, 2024 Annual ↗ Dec 31, 2023 54d
Nov 3, 2023 Quarterly ↗ Sep 30, 2023 34d

Current reports

FiledDisclosed
Oct 19, 2026 Results ↗
Sep 9, 2026 Director or officer change ↗
Jul 20, 2026 Results ↗
Jun 2, 2026 Director or officer change ↗
May 4, 2026 Other events ↗
May 4, 2026 Shareholder vote ↗
Apr 20, 2026 Results ↗
Jan 20, 2026 Results ↗
Dec 22, 2025 Director or officer change ↗
Oct 20, 2025 Results ↗
Oct 15, 2025 Other events ↗
Jul 21, 2025 Results ↗